Smarter Fraud Strategy Start with 3 Months Free
Speak with our team to get a tailored promotion abuse prevention strategy.
Stop chargeback fraud, enumeration attacks, telecom fraud, and refund abuse before authorization. Our AI engine inspects every payment request instantly, analyzing device signals, behavioral patterns, velocity anomalies, and telecom data to stop high-risk transactions before authorization.
Improve conversion and reduce costs by routing transactions smartly. High-risk transactions are rejected before reaching the issuer, mid-risk ones get stepped up, and good transactions skip 3DS for a smoother checkout.
Stay aligned with Visa’s VAMP and Mastercard’s ECM programs while minimizing chargebacks through pre-emptive, AI-driven decisioning and optimized dispute-handling rules. Maintain network compliance and reduce penalties across all regions.
Get a unified, real-time view of both online and in-store payment activity. Our dashboard helps you monitor and investigate fraud signals across all channels — from device fingerprints and transaction metadata to visual graph analysis that uncovers hidden risk patterns.
Gateway fraud tools only analyze what happens during the payment step, and their visibility is limited to card data and gateway-side signals.TrustDecision adds richer context like identity, device, behavior, and cross-merchant intelligence to catch fraud earlier, reduce false declines more accurately, and give you a consistent fraud strategy across all your payment methods and regions.
In short, gateway tools stop some fraud at checkout — we help you build a complete fraud ecosystem that improves both protection and approval rates.
3DS is onlyone layerof protection and comes with higher friction and lower conversion. Relying solely on 3DS means:
A multi-layered fraud solution ensures better security and higher approval rates, while minimizing reliance on 3DS.
There’s no universal number — it varies by industry, country, product type, and risk appetite.
The key is to maintain a safe fraud rate while pushing approval rates as high as possible.
Our platform analyzes your traffic and historical performance to help you find the optimal balance and build data-backed strategies.
Yes. For credit card payment scenarios, we can provide a chargeback guarantee model, where TrustDecision takes on the fraud risk and financial losses. This allows your team to focus on growth while we ensure your chargeback rate stays within safe thresholds.
We follow a data-localization-first approach. TrustDecision operates multiple global nodes so clients can choose a region that meets local regulatory requirements.
We also:
Speak with our team to get a tailored promotion abuse prevention strategy.
