Account Protection

Block Fraudsters Before They Enter Your Platform

Detect fake accounts, prevent account takeover, and block fraud rings in real time, using best device intelligence and comprehensive behavior signals.

Your Device Fingerprint Result

  • Device ID
  • Language
  • IP
  • Screen Resolution
  • Browser
  • Device
  • Cookie Status

Uncover Insights About the Device You’re Using Now.

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Integrity

Stop Fake Signups Instantly

Catch bots, fake identities, and risky devices before they get in. Use device intelligence and behavior analysis to block disposable accounts, scripted signups, and bulk registrations at onboarding—no user friction, no false positives.

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Protection

Detect Account Takeovers in Real Time

Track every user’s behavior to spot anomalies and evolving risks. Combine signals from device, registration, and login patterns to build dynamic risk profiles. Flag account takeovers, stolen credentials, and high-risk sessions, without blocking trusted users.

03
Visibility

Uncover Fraud Rings with Knowledge Graph

See the hidden connections between users, devices, and IPs. Expose coordinated abuse by identifying shared infrastructure, fake account clusters, and loan stacking networks. Stop promo abuse and repeated attacks at the root.

Full-Lifecycle Application Fraud Detection

Protect every step of the lending journey, from registration to disbursement—with continuous risk screening

Registration

Challenges
Fraudsters use virtual numbers, bots, and proxy IPs to mass-create fake accounts.
Impact
Block fake registrations early to reduce downstream fraud, save onboarding costs, and protect system integrity.

Login

Challenges
Stolen credentials and brute-force attacks lead to account takeovers and session hijacking.
Impact
Prevent unauthorized access and protect customer trust with continuous authentication and device-level risk monitoring.

Identity Verification

Challenges
Fraudsters exploit deepfakes, synthetic IDs, and stolen documents to impersonate real users.
Impact
Strengthen your KYC process and meet compliance requirements with advanced anti-deepfake and identity verification capabilities.

Loan Application

Challenges
Fraud rings and repeat offenders commit loan stacking, collusion, and synthetic ID fraud at scale.
Impact
Reduce fraud loss and improve loan book quality with real-time application risk scoring and cross-platform intelligence.

Disbursement

Challenges
Fraudsters exploit credit limits, redirect funds, or use mules to launder money post-approval.
Impact
Secure the last mile of the lending journey by detecting abnormal disbursement behavior and preventing fund misuse.

How It Works Across Your Lending Journey

Application & Onboarding

Challenges
Fraud rings use fake, stolen, and synthetic identity to open new account and stack loans.
Impact
Identify illicit registrations and stop fraud ring activities upfront while ensuring smooth onboarding for real customers.

Underwriting &
 Credit Decisioning

Challenges
Incomplete data and manual processes make it hard to assess affordability and creditworthiness accurately.
Impact
Accelerate credit approvals and reduce default risk with alternative data insights and automated scoring.

Disbursement 
& Activation

Challenges
Hidden inconsistency of borrower’s account that might indicator an account takeover or proxy borrower risk.
Impact
Last mile rechecks to flag inconsistencies before funds are released, ensuring money goes to the right customer.

Loan 
Monitoring

Challenges
Risky borrowers show warning signs like sudden behavior changes and spiked credit limit request, indicating a chance of default.
Impact
Detect anomalies instantly with behavioral analysis and dynamic scoring, intervene early to stop potential loss.

Collections & Recovery

Challenges
Traditional collections struggle with poor contractability and low recovery efficiency.
Impact
Score collection risk, predict contractability, and optimize recovery strategies to maximize repayment.

Fraud Prevention

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Credit Risk Management

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Dive Into More Insights and Our Case Studies

Case Study: Detecting Application Fraud on an Indonesian Cash Loan Platform

Catch application fraud at scale by using AI-powered screening that increased detection by 300%, automated risk checks, and prevented two million dollars in losses.
Challenges
  • Device tampering
  • Synthetic identities
  • Fraudulent applications

When Crime Meets Code: How Deepfake Is Redefining Fraud Risks

From hyper-realistic video to voice impersonations, deepfake is now used to bypass account verification process. See how the attacks work, and how to stop them.
Challenges
  • Biometric spoofing
  • Device & behavior anomalies
  • Multi-layer deception

Financial Security in the Age of AI: The Battle Between Deepfakes and Identity Verification

Discover how generative AI is transforming account protection while also introduce serious new security challenges for financial institutions.
Challenges
  • ID verification
  • Liveness check
  • AI fraud tactics

What You Should Know Before Getting A Phone Number Profiling Solution

Use phone number profiling to build a holistic risk profile, spot disposable or high-risk numbers early, strengthen account safety, and reduce fraud losses.
Challenges
  • Disposable numbers
  • Fake registrations
  • Account takeover

FAQs About TrustDecision’s Account Protection

What is TrustDecision’s Account Protection solution used for?
  • Loan Platforms: Detect and shut down loan stacking across multiple institutions.
  • Credit Card Issuers: Block synthetic identities from activating cards and running up debt.
  • BNPL Apps: Prevent repeat fraudsters from exploiting short-term credit cycles.
How does TrustDecision detect and block account takeovers (ATO)?

Our solution analyzes login patterns, behavioral anomalies, device fingerprints, and IP intelligence to detect signs of ATO — such as unusual access locations, sudden changes in device behavior, or use of emulators and automation tools — and blocks or flags sessions instantly.

What types of fraud can TrustDecision prevent beyond account takeovers (ATO)?

TrustDecision protects against a wide range of account-related fraud:

  • Fake or mass account signups
  • Multi-accounting or bonus abuse
  • Account farming
  • Credential stuffing attacks
  • Collusive network activities
  • This ensures clean user onboarding and safe platform interactions.
Can TrustDecision integrate with my existing login and onboarding flows?

Yes. Our solution is designed for fast and flexible integration via API/SDK and supports mobile apps, web platforms, and back-office systems. Many clients go live in under 2 days with minimal disruption.

How does TrustDecision’s account protection differ from traditional fraud tools?

Unlike rule-based systems, TrustDecision uses adaptive AI, behavioral intelligence, and real-time risk scoring to detect evolving fraud tactics. We go beyond static data to uncover hidden threats, coordinated fraud rings, and behavioral anomalies that traditional systems miss.

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