Secure and Scalable Decision Intelligence for Digital Bank & Online Lending

All-rounded Fraud Detection System (FDS) and Innovative Credit Scoring (ICS), enabling Neobanks, P2P lenders, Micro-finance and Buy-Now-Pay-Later (BNPL) companies to grow their business while ensuring high security and regulatory compliance. Scale operation efficiently to reach more genuine customers including the underserved population.

Digital Lending Companies That Have Trusted Us

Partner Ecosystem To Drive Financial Inclusion Together

Risk Scenarios That We Take Care Of
Account Verification & Protection

Identity & Document Fraud

Identify authenticity by detecting AIGC fraud, camera hijack or synthetic video used to bypass eKYC

Unauthorised Account Activities

Detect the creation of multiple fake accounts using automated tools or stolen information
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Credential & Access Attacks

Identify credential stuffing, brute force attacks and account takeovers (ATO)
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Loan Application & Risk Assessment

Loan stacking

Get data analytics of users’ application and repayment frequency, amount, behaviour and patterns

Access Unbanked Population

Leverage non-traditional data such as social media detection and device insights to evaluate creditworthiness
Boost Security and Profitability in Lending
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AML, KYC and Regulations

Our systems ensures compliance with AML and KYC regulations, always on the lookout to navigate fast-evolving compliance landscapes while maintaining high standards of security and operational efficiency. KYC solutions accepts 12,000+ global and local identity documents with advanced liveness detection to protect your digital onboarding journey.
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AI & ML-Powered Fraud Detection System

Real-time detection and prevention across all digital channels and entire customer lifecycle. Our risk analytics leverage identity verification, behavioral analytics, and device analysis to identify anomalies. We use knowledge graph to find association between each data set to detect fraud ring activities. Machine learning is in place to continuously monitor, predict new threats and updating the decision engine at all time.
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Know Your Applicants and Risk Profiling

Instantly detect and mitigate application fraud including falsified documents, overstated income, loan stacking behaviour, fraudulent ID/device and more for precise credit risk profiling. Improve credit assessments and reduce default rates, expanding to more customers while securing profit.
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Innovative Credit Risk Alternative Credit Data

Holistic credit profiling using non-traditional data sources such as social media detection, application history, repayment behaviour and device information to analyse borrowers’ financial capability and creditworthiness. Improve credit assessments and reduce default rates, expanding to more customers while securing profit.
The Bird’s Eye View
More Than Just Fraud Risk Solution

Professional Fraud Research and Operation

Fraud intelligence team that constantly monitor fraudsters strategies to detect potential fraud risk and promptly update system vulnerabilities or adjust rule models.

Dedicated Support Team
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Solution architects that provide strategy that fits unique needs of each businesses with implementation support and ongoing 24/7 assistance.

Seamless Integration
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Our API is designed with universal compatibility in mind, one end-point across all platforms including web, mobile application and software development kits (SDK)

Unpack More Digital Bank & Lending Insights

Let’s chat!

Let us get to know your business needs, and answer any questions you may have about us. Then, we’ll help you find a solution that suits you

TrustDecision empowers businesses with AI-driven decision engine designed for fraud prevention, credit risk decisioning and ensure regulatory compliance. It leverages on machine learning models and big data capabilities to deliver real-time risk insights with accuracy and automate decision-making process to deliver maximum operation efficiency.

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KYC++
Device Fingerprint
Identity Verification
Fraud Management
Promotion Abuse Prevention
Application Fraud Detection
Credit Data Insight
Credit Risk Decisioning
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