Riskopedia
All Things Fraud & Credit Risk

Your go-to resource for clear, concise definitions and explanations of key terms and concepts in fraud and credit risk management
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Cyber Security and Emerging Fraud

Cookie Stuffing

Cookie stuffing is a fraudulent online advertising technique where cookies are surreptitiously placed on a user’s device to falsely attribute affiliate marketing commissions or drive unauthorized tracking.

Account Security Fraud

Credential Stuffing

Credential stuffing is a type of cyberattack where attackers use automated tools to try numerous username and password combinations to gain unauthorized access to user accounts.

Financial Fraud

Credential Stuffing

Credential Stuffing is a large-scale, automated cyberattack where stolen login credentials are used to attempt access.

Payment Fraud

Credit Card Decline Codes

Credit card decline codes are numeric or alphanumeric messages issued by payment processors or banks to indicate the reason a credit card transaction was rejected.

Financial Fraud

Credit Card Fraud

Credit Card Fraud is when someone uses another person's credit card information to make unauthorized purchases or withdrawals, often involving stolen or forged cards.

Account Security Fraud

Cross-Site Scripting (XSS)

Cross-Site Scripting (XSS) prevalent web security vulnerability that allows attackers to inject malicious scripts into trusted web applications.

Cyber Security and Emerging Fraud

Device Hash

A device hash is a unique, anonymized identifier generated from a device's characteristics, used to track and recognize devices across sessions without exposing sensitive information.

E-commerce Fraud

Drop Address

A drop address is a physical or virtual location used by fraudsters to receive goods, funds, or information obtained through fraudulent or illegal means, concealing their identity in the process.

Account Security Fraud

Email Account Compromise

Email account compromise (EAC) is a type of cyberattack where attackers gain unauthorized access to a victim’s email account to conduct fraudulent activities.