Get Ready… for a New-Gen Credit Report for the Philippines!

Make faster, smarter lending decisions with our newly launched Philippine Credit Report, covering 70% of adults population with verified financial data from authoritative dataset.

March 20, 2025

3 minutes

Yuqi Chen

(What do you expect from a credit report?🤔)

Sometimes you need to act quick — we get that. That’s why we made credit assessing a whole lot easier. Introducing TrustDecision’s new-gen credit report for the Philippine market, designed to deliver not just faster but also more reliable credit insights, empowering digital lenders to make accurate decisions.

What’s New?

Credit Report that Thinks Like a Lender

For lenders, every decision carries weight. Assessing borrower risk isn’t just about numbers—it’s about understanding the full picture. A missed detail could mean hidden risks, while the right insights unlock stronger lending strategies.

That’s why we've harnessed the power of AI to create a credit report that goes beyond documentation—one that explains itself with clear, actionable insights across six key modules:

🔹 Credit Score – AI-driven scoring that precisely evaluates borrower’s credit worthiness.

🔹 Credit Snapshot – A high-level overview of key credit indicators, diagnosing financial health.

🔹 Borrower Profile – Verified details including name, address, and ID.

🔹 Loan Contract Overview – A complete view of current and past loans for deep interoperation.

🔹 Multi-borrow Check– Tracks recent credit inquiries from multiple lenders to flag borrowing risks and patterns.

🔹 Repayment Behavior & Contract Details – A deep dive into repayment trends, delinquencies, and loan terms.

What can you expect from a credit report? A comprehensive tool that does more than just outputting numbers but evaluates and processes data to provide actionable insights for lenders, which can be used directly for decision-making.

Prevent Loan Stacking

The model focuses on analyzing high-frequency borrowing patterns, repayment capacity, and liquidity risks to deliver a more precise assessment – especially for short-term lending

Approve with Confidence

With over 800 behavioral indicators/features—such as repayment patterns, cash flow, and delinquency trends—it enables you to effectively segment borrowers, reducing uncertainty.

A Peace of Mind, Really

The assessments are transparent and explainable, complete with reason codes to ensure compliance with regulatory standards and build confidence in your decision-making.

At the end of the day, delivering exceptional digital lending experiences starts with knowing who you're extending credit to. We're continuously enhancing our capabilities to support the digital lending industry, and we invite you to join us in exploring the latest innovations catered for Philippine credit lenders.

Speak with us to get a demo and exclusive offers.

Things You Might Also Be Interested In

Related News

Let’s chat!

Let us get to know your business needs, and answer any questions you may have about us. Then, we’ll help you find a solution that suits you

CTA