TrustDecision Showcases AI-Powered Lending Fraud Solutions at Fintech Mexico Festival 2025

Mexico’s digital lending industry is expanding rapidly, driven b a growing demand for accessible  short-term credit, a surge in fintech adoption, and evolving consumer financial behaviors. With many individuals and small businesses struggle with traditional lending, digital lenders are stepping in to bridge the financial inclusion gap. While such consumer financial need pushed the market to thrive, it has also attracted increasingly sophisticated fraud tactics, making comprehensive risk management and alternative credit data intelligence more critical than ever.

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At Fintech Mexico Festival 2025, TrustDecision highlighted our AI-driven solutions for application fraud detection, credit risk assessment, and onboarding security that empower lending companies to scale securely while maintaining financial integrity. The event brought together industry leaders and fintech innovators to explore the latest advancements in the lending industry.

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At Booth 15, our Regional Marketing Manager Elaine Cheong, Mexico Country Manager Eason Piao, and Product Manager Daisy Zheng—engaged with financial institutions and fintech professionals, discussing strategies to streamline KYC processes, secure loan application, and improve credit assessment.

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Our research shows that the domestic lending industry has been operating with a relatively low-risk appetite. This has created opportunities for fraudsters to exploit loopholes at every stage—from registration and login to identity verification and credit applications—long before they ultimately cash out.

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Additionally, we have identified a clear pattern of fraud ring activity, where identity information is swapped to create synthetic identities for loan applications. To combat this, lenders need a multi-layered risk management approach:

• Horizontally, risk management must be enforced at every stage of the lending process—continuously monitoring, analyzing, and blocking fraudulent attempts in real time.
• Vertically, deeper link analysis is essential to uncover hidden fraud networks by identifying connections between applications and detecting patterns of synthetic identity use.

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With TrustDecision KYC++, lenders can accurately distinguish between genuine and fraudulent identities, even detecting deepfake manipulation. TrustDecision’s Credit Data Insight enables lenders in Mexico to verify customers through alternative data sources such as income, tax and ID verification, as well as loan application and repayment details. Meanwhile, Application Fraud Detection ensures a end-to-end protection, intercepting fraudulent applications before they become a threat.

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At the event, we saw strong demand for AI-driven fraud prevention as digital lenders navigate rising threats. We remain committed to securing and scaling Mexico’s digital lending industry.

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For more details, contact our team below.